Military retirement after 20 years is 50%. You are typically young enough still to get another job.
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Even then, there are some that get burned on their SS...if the WEP(Windall Elimination Provision) applies.Sheesh, 50% guaranteed doesn't sound that terrible in the grand scheme. They don't get social security for the years as an LEO because they aren't paying into it. It's a pretty straight forward benefit...you gotta pay in to get out
https://www.iaff.org/news/house-committee-approves-social-security-legislation/Even then, there are some that get burned on their SS...if the WEP(Windall Elimination Provision) applies.
It'd be nice for sure, worth over 500 bucks a month to my wife. I going to get my 8.7% 'raise' that Biden bragged about but at the same time my medicare cost increased 47%...I know I'm dreaming to think of holding even
Yeah. But you could keep your doctor. Oh wait.Yeah. Before the Affordable Care Act my healthcare for me, my wife and 2 kids was about $350/month. Now with just me and my wife it's a little over $1000/month (kids are on their own and have their own healthcare now)
Ditto - I’m about $1400 with a $6k deductible. Have to pay 100% of the $6k. We use an HSA. I don’t necessarily have an issue with paying 100% for the flu, maybe a busted arm, etc….and maybe that’s the way visits should be instead of insurance covering every sniffle and scrape, but the premiums have become ridiculous…..and no, our Dr’s where we used to live didn’t stick around, so we didn’t get to keep them. We pay more in premiums than some people make a year after graduating college.Yeah. Before the Affordable Care Act my healthcare for me, my wife and 2 kids was about $350/month. Now with just me and my wife it's a little over $1000/month (kids are on their own and have their own healthcare now)
We're paying over a 1,000 a month too but it's pretty good coverage. One treatment my wife gets quarterly is now about 25K a year, we pay nothing. The real ripoff is in the cost of services.Yeah. Before the Affordable Care Act my healthcare for me, my wife and 2 kids was about $350/month. Now with just me and my wife it's a little over $1000/month (kids are on their own and have their own healthcare now)
Our company changed insurance plans back in 2020... left BCBS for another company. Things were supposed to be the "same". As far as deductibles, they were the same. However, they "nickel and dimed" the providers and had a legal division that handled (negotiated) "Balance bills" because the providers would still bill us for additional fees after the insurance paid.Ditto - I’m about $1400 with a $6k deductible. Have to pay 100% of the $6k. We use an HSA. I don’t necessarily have an issue with paying 100% for the flu, maybe a busted arm, etc….and maybe that’s the way visits should be instead of insurance covering every sniffle and scrape, but the premiums have become ridiculous…..and no, our Dr’s where we used to live didn’t stick around, so we didn’t get to keep them. We pay more in premiums than some people make a year after graduating college.
The actual cost or the billed cost? As a cancer survivor I used to get semi-annual CT scans. Invoiced cost was almost $5K. Insurance paid cost was under $500...We're paying over a 1,000 a month too but it's pretty good coverage. One treatment my wife gets quarterly is now about 25K a year, we pay nothing. The real ripoff is in the cost of services.
Yeah I have a $500 deductible but even the $15,000 deductible plan was still gonna be about $800/month so since there wasn't much of a difference in premiums I went with the lowest deductible since I was having hernia surgery anyway. The surgery was about $37,000 total and I have to pay about $2000 after factoring in co-pays. Not a bad deal but when you figure in 3 years I have paid over $36,000 in premiums it really wasn't worth it. Sure there may be the bigger situations where you may need $500,000 in medical care and that's what we pay for but geez. To have my premiums jump almost 400% is not fun.We're paying over a 1,000 a month too but it's pretty good coverage. One treatment my wife gets quarterly is now about 25K a year, we pay nothing. The real ripoff is in the cost of services.
Things started really going south when hospitals were required to treat anyone who showed up at the ER regardless of their ability to pay. Medical providers started milking those with insurance to make up for the ones who couldn’t pay.The real ripoff is in the cost of services.
If your company has an HSA look into it. You might be able to work it a bit to “win” every other year. It’s all based on timing. If you’re hitting the max it may as well be tax advantaged. The admiral has a chronic issue an that is what we do — creative scheduling.I haven't had to pay for health insurance since 1996. Lucky enough to work for companies that paid the entire premium. Then, in 2004, my wife became an officer in her family's business which came with free healthcare. Her brothers took over the business from her dad and they are greedy pricks. She finally got tired of their bullshit and sold her stock back to the company. It was a good decision for her and us. But come June I have to buy health insurance again though my company. $673/month with a $1,500 family deductible. Then I pay 20% of claims until we hit the $6,000 max out-of-pocket. My wife is a type 1 diabetic and uses an insulin pump. The pump is $5K and we replace it every other year when the warranty runs out. Supplies are about $10-$12K per year. So HSA isn't an option for us. Sucks to have to pay again, but I understand how fortunate we have been. Plus the Admiral's buyout more than makes up for the insurance premiums...
Obamacare was the biggest bait and switch in history. Subsidize enough people’s premiums so the think they are getting a deal. Then they go broke when they use it. I’m flabbergasted that some people still think it’s great.
We have a hospital about 1/4 mile from me that I can see from my deck. It closed about 3 or 4 years ago because of a scam involving Bidens brother. As far as I know he was not involved in this instance but the guy that was responsible had been in similar deals with Bidens brother. There are several hospitals that have been shut down by these guys.
https://www.cbsnews.com/pittsburgh/...nter-closure-with-ties-to-joe-bidens-brother/