Skip
Well-Known Member
- Oct 5, 2006
- 1,085
- Boat Info
- 07 58 DB
Truly Blessed IV
2010 Nautica 12' RIB, 40HP Yamaha
- Engines
- MAN CRM 900s
Tomorrow Cummins Power Systems is coming out to tweak the Thundering Cathedrals of Torque in Truly Blessed II. Once the tech is done we are going to light the fires, cast off the lines, wind up the turbos and make some serious wakes on the Potomac. Am I excited to be back at the helm after a four month hiatus filled with home improvement projects, trips to Disney World, visits by the inlaws, etc.?
Well, a little.
Now to the point. Big boats (outside the southland, where layup is the week in which you wax and re-apply bottom paint) typically have a layup period in the insurance policy, during which time the boat is either on the hard or shrinkwrapped in her slip, as mine was all winter. During layup, your ability to move your boat around is constrained by the language in your policy--you can move from slip to slip, to affect repairs, or to save the boat from damage. Interestingly, my layup period is 01 December 06-15 March 07 on my current policy through NBOA--one day after the Cummins kid tweaks the 450s and we go for a ride.
I called NBOA and nope, I would not be covered tomorrow if a catastrophic event occurred on the service ride. I asked, and NBOA obliged me by adjusting my policy to reflect the layup ending tomorrow.....so I am covered while I am out listening to the TCOTs roar. I have an e-mail from my policy representative confirming the change to the layup to protect me tomorrow "just in case."
I am probably not the only lunatic out trying to jump the gun on boating season. Read your policy and ensure that any joy riding (and I do mean joy) is covered.
regards
Skip
Well, a little.
Now to the point. Big boats (outside the southland, where layup is the week in which you wax and re-apply bottom paint) typically have a layup period in the insurance policy, during which time the boat is either on the hard or shrinkwrapped in her slip, as mine was all winter. During layup, your ability to move your boat around is constrained by the language in your policy--you can move from slip to slip, to affect repairs, or to save the boat from damage. Interestingly, my layup period is 01 December 06-15 March 07 on my current policy through NBOA--one day after the Cummins kid tweaks the 450s and we go for a ride.
I called NBOA and nope, I would not be covered tomorrow if a catastrophic event occurred on the service ride. I asked, and NBOA obliged me by adjusting my policy to reflect the layup ending tomorrow.....so I am covered while I am out listening to the TCOTs roar. I have an e-mail from my policy representative confirming the change to the layup to protect me tomorrow "just in case."
I am probably not the only lunatic out trying to jump the gun on boating season. Read your policy and ensure that any joy riding (and I do mean joy) is covered.
regards
Skip