Thanks for all the information. I have a pretty good judgment of wire gauging I could be off by a little but I would say it's roughly 16 to 18 gauge. I also forgot to mention each side of the blade fuse has a different gauge wire which I found was kind of odd when I say gauge one would be 18 the other would be 16 roughly. I'm guessing the thicker one is the feed which is the red with purple stripe wire full of the wires in that terminal block of four fuses have the same set up with one side of the blade fuse a thinner gauge wire. This is all from the factory and the manual States 20 amp fuses I'm going to try and find that and post here to show you this is a factory thing not something I did.Find out which circuits are indeed drawing too much current / or over fused considering actual circuit load.
A digital multi meter (some good clamp on ammeters functions as a DVM, also) will detect a bad connection / bad wire when used to measure voltage drop.
PS: for a 10 amp circuit, you need a 16 gauge wire. For a 20, a 12 gauge wire.
a 20 amp fuse on an 18 gauge wire is an invitation for at the least some melted wire /melted connectors (as you see in the pics), or for a fire.
Either learn proper marine wiring techniques, or leave it to a professional.