BOATUS, Marine Insurance program magazine "Seaworthy," July 2014 issue , page 13, has an article titled Insuring Peer-To-Peer, commenting on your boat rental, saying " there is no coverage for a recreational boat during the rental period!" The Boatbound, Cruzin, and Boatsetter rental operations model are all internet driven and its a buyer beware situation. There are plenty of used SR boats across the country on Craigs List. Why don't we all pitch in and buy a boat for this lease program and see what happens. Maybe we could make enough to buy a replacement for the one torn up through the lending process. That way we will have no issues with upkeep, just continue to discard the old one. By the way where do you discard old boats.