Well my account was hacked (-$300)

I have 700,000 miles +/- on Delta from using my Amex for my business. Paid off every month so just the annual fee. I can fly to the moon and back for free. It has been hacked once, but Amex caught it and cost me nothing. FYI when my account from another card got blocked once by the CC company, I was trying to buy my inlaws a TV in Walmart. #1 place for using stolen or hacked cards is the electronics section of Walmart.
 
spikedaddy99 said:
I have 700,000 miles +/- on Delta from using my Amex for my business. Paid off every month so just the annual fee. I can fly to the moon and back for free. It has been hacked once, but Amex caught it and cost me nothing. FYI when my account from another card got blocked once by the CC company, I was trying to buy my inlaws a TV in Walmart. #1 place for using stolen or hacked cards is the electronics section of Walmart.
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This was a couple years ago but was in a Walmart in Anderson Indiana talking to the manager...at the time the electronics department alone was losing $70k/yr in off the shelf theft and credit card theft combined
 
Blueone said:
This was a couple years ago but was in a Walmart in Anderson Indiana talking to the manager...at the time the electronics department alone was losing $70k/yr in off the shelf theft and credit card theft combined
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And sadly you know who is doing the off-the-shelf theft (hint: it's not the customers)
 
Me and the wife vacation every year in the florida keys for the months of August and September. We drive from New Jersey to florida. 2 years ago i stopped for gas and used my debit card to pay for it. By the next gas stop it was declined and i lost my shit. This was at like 3 am in the great white trash state of NC. When the banks opened i called and found that my card was hacked and had stolen all the money. Thank god i got it all back but what i was not planning on dealing with at the start of a vacation. Now i only buy 2- $300 Visa gift cards for the trip for gas and pay cash for everything else. Anybody who has traveled I95 knows the type of skells that work at some of these gas and sips. I have learned my lesson
 
Went to dinner in Fla last week and my Cc was declined handed them another one and checked my email Barclays shut it down someone in California was paying their on line sports gambling on my dime! New card sent and no charges to me sucks but this is the 3rd time twice they cleared out my checking acct at Chase.
 
Never had a problem with a debit card, I've never had one. They have got my credit card 6-7 times in the last 15 years, most of the time it was being used in Turkey, the rest in Florida. The only time it caused problems I was on the road when the card was shut down.
 
Don't they require a pin for debit card purchases, or are the scammers just doing multiple small purchases with the tap feature?
 
This discussion must be bad luck. Someone has tried to access my Fairview/Health Partners account this morning. Why would someone want that info?
 
northern said:
. When we go south we rent a car for 3 months I call my bank and tell them where we are going and where I will probably use my card. In Canada banks will not reverse a charge unless you can prove it was not yours. If you do not pay it when received you are charged CC interest. Dow does it work in the US?
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Not usually. Generally in the US your CC company will start an investigation but hold or pause the charge while that is on going. Canadian banks will do what you describe, but also on debit/interact purchases. My wife is Canadian and we keep an account at TD for blow money when we're up there visiting. Some how my card got dinged for almost $100 grub hub in December. Took 8 weeks for their fraud dept to verify it wasn't me(how could it? With COVID we can't return to Canada) and refund the charge.
 
I quit using my debit card years ago - only place it get's used is at the issuing banks ATM for cash and I try to use an ATM at a branch if possible. I carry two CC's so I always have a backup and everything, I mean everything goes on those two cards - boat have been compromised a couple of times. It's gotten better with the chips and contactless cards. I think it is about impossible to skim a chip or contactless card. The skimming days are gone. Main ways a card is compromised is merchants mishandling data and restaurants - when the server walks off to run your card, you have lost control of it. In the US, the banks have gotten pretty good at this, they usually know there is a problem before you do and automatically shut off your card and issue a new one - the last time mine got compromised, BOA declined the charge so they never got anything. Not using CC's is pretty difficult in today's world - not impossible to always pay with cash, but can be difficult. I recently sold my car - to a guy I know from the lake - he paid cash, literally a big stack of Benjamins. The bank looked at me like I had to be doing something illegal when I deposited it.

Truth is most of us have already had some type of information - personal, credit card, something stolen - it just might not have been used yet (thank you Equifax and Target). Most of it is sold on the black market, fake credit cards, identity, it's all for sale somewhere.
 
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lol. Yeah nobody pays in cash anymore. My daughters ex-boyfriend sold a dirt bike and took a bank check. Turns out the check was fake. They found the bike a couple of weeks later but it needed quite a bit of work.

So when we sold our 1986 250DA ($10,000) we were going to exchange the bank check at the bank for them to verify it but the bank was closed by then so we told them we wanted cash. They showed up with $10,000 cash. Guy thought we were crazy. Probably right since the cash could have been phoney too...lol. But they were nice people
 
boatman37 said:
lol. Yeah nobody pays in cash anymore. My daughters ex-boyfriend sold a dirt bike and took a bank check. Turns out the check was fake. They found the bike a couple of weeks later but it needed quite a bit of work.

So when we sold our 1986 250DA ($10,000) we were going to exchange the bank check at the bank for them to verify it but the bank was closed by then so we told them we wanted cash. They showed up with $10,000 cash. Guy thought we were crazy. Probably right since the cash could have been phoney too...lol. But they were nice people
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We sold a 240 Sundeck for $35k a few years ago....the guy came down to look at it...launched it took him for a ride put it back on the trailer....he said he will take it. I said I told you a wire or something but no check... he put down $35k in cash out of a Louie Vuitton bag ..... holy crap I said...let’s go to my house around the corner to count it....he said no way right here....so I counted $35k out of the back of my suburban.... transferred the trailer to his truck and away he went....wife took the cash to the bank and they just about had a breakdown....the bank knew we were selling the boat because we asked how to transfer the money so it wasn’t a big deal but they said don’t do that again....they asked if we wanted the bag and my wife said no and the girls faces lit up.. always good boat stories :)
 
Blueone said:
We sold a 240 Sundeck for $35k a few years ago....the guy came down to look at it...launched it took him for a ride put it back on the trailer....he said he will take it. I said I told you a wire or something but no check... he put down $35k in cash out of a Louie Vuitton bag ..... holy crap I said...let’s go to my house around the corner to count it....he said no way right here....so I counted $35k out of the back of my suburban.... transferred the trailer to his truck and away he went....wife took the cash to the bank and they just about had a breakdown....the bank knew we were selling the boat because we asked how to transfer the money so it wasn’t a big deal but they said don’t do that again....they asked if we wanted the bag and my wife said no and the girls faces lit up.. always good boat stories :)
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Another funny one. In 2003 I sold my '57 Chevy to a guy in Sweden. I had it on eBay and it didn't hit the reserve so a guy messaged me asking what I wanted. He told me he was flying into NYC the following week and renting a car and him and his buddy were buying a car and he wanted to see mine first. Long story slightly shorter...lol, he shows up at my house on a Wednesday afternoon. After some negotiating he hands me a yellow plastic bank bag type thing full of cash (IIRC it was about $14,000). This was in 2003 so probably more like about $20,000 now. He showed my the money but as part of the deal I had to haul it to Elizabeth, NJ. He handed me the money permanently at a shipyard in Elizabeth. For those that know that isn't the nicest area...lol

 
Pirate Lady said:
And I bet you regret selling that Chevy.
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Not really. It was a cool build. My buddy built it with a blown 350 (hence the huge hole in the hood) but I was never into blowers. He ran 11.15 or so with that engine. He kept the engine and I built a 393 SBC (destroked 406) with 6" rods. Dyno'd at 552HP at 6500 RPM on pump gas (10.7:1). I never ran it at the track though. Just cruised it a few years. I have had quite a few cool cars but the one I wish I would have kept was my 1970 Olds W31. It was 100% stock when I got it but I rebuilt the engine and tweaked it just a little. It still had the original clutch in it when I got it in 1988 with 51,000 miles on it.

 
Pirate Lady said:
OMFG! My 2nd car was a 71 Cutlass brown, white vinyl top, white interior. Loved it, used, just like picture.
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lol. My first was a 1972 Cutlass S. It was brown with tan interior. My grandfather got it from the original owner in 1973 then when he died in 1981 my aunt got it and trashed it. I bought it from her in 1984 (I was 15) for $200. My uncle painted it dark blue and we painted the interior black with some interior paint...lol. Looked good and held up. I had about $600 in it at this point. A month after we got it done a guy went through a stop sign in front of me and I t-boned him. They totaled it and gave me $1500. I bought it back for $50. Spent about $400 for a front clip and my uncle painted it and fixed it. Drove it for 3 years and sold it for $700...lol. Made money on that 'investment'...lol
 
boatman37 said:
TD Ameritrade said they will replace the money. Even so it still sucks. The charges were $34.00 (some cosmetic place), $36.13 (same cosmetic place), $85.00 (Bodhaige-I guess cosmetics again), $100.00 for a door dash gift card, $23.24 (Red Eye Diner), $20.99 apple.com.

This happened to us years ago and they put a couple of $1.00 apple charges on there to test it out but went right for it this time.
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Sorry I just ran across this post. Hopefully the restaurant has cameras and can identify the card transaction, also gift cards can be traced as well. They have to be registered and although they spend like cash they actually use the same systems as debit/credit cards that require authorization numbers, and will usually note a location where the card was used, etc. Maybe too late for this incident, but something to keep in mind...
 
When i bought my boat it was for $10,000. Im in New Jersey and bought it from a guy in Long Island on e bay. So went to the bank and got $10,000 out of my account. Not knowing i should have called before hand they only had about $5,000 in 100's and the rest in 50's and 20's. Well im a cop in NJ so i put the drug lord stash in a duffel bag with my off duty weapon and made the trip. Not thinking when i got there i would unzip the bag and scare the shit out of the guy with a bag of cash and a loaded gun. Im like o shit, sorry pal im a cop its ok. My wife looks at me and gives me that " ya dope " look a wife can give and we all just start laughing. Buying a boat stories are the best
 
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