My new car didn't last me long

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Summer Fun II

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Well my 33yr old daughter Tracy
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smashed her car yesterday. She called me crying saying. She didn't know how she was going to afford another car. So what do most Dads do to help their kids in need. Yep you guessed it !!. She drove away 40mins ago with my new to me 2004 ford focus that i got FRIDAY. :smt089. Merry Christmas Tracy enjoy your present.
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...... Well back to car hunting.
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Wayne - I've appreciated and enjoyed your comments here on the board, so I MEAN NO DISRESPECT HERE! But, based on the limited amount of information I see in your paragraph, I deduce the following:

You have a 33 year old daughter here with minimal, or no insurance, hence no ability to replace her car on her own - bad decision on her part. Don't tell me she can't afford insurance - what she REALLY can't afford is to replace her own car. Insurance is just another operating cost. If one chooses to cut corners here, one assumes the downside risk.

She knew exactly what to do - CALL DADDY. I would venture to guess she has done this on previous occasions. She played you just like a fiddle. Does she now have adequate insurance on her "new" car? If not, it seems that YOU (not her) are at risk for a repeat. Bad decision on your part.

I might have LOANED my daughter a car for a few days, till she could make her own arrangements, but not GIVEN her the car.

Again, I obviously don't know the whole situation, but you seem to be engaging in enabling behavior with a grown adult daughter which will come back to bite you again and again.
 
My 32 yr old son knows the Bank of Dad is closed except for real emergencies. Wrecking a car would not fit that bill. My response to my son would be to take the bus, save and buy another car when you can afford it. No bus service? Get one of your friends to drive you for the cost of gas.

Enabling is the worse thing to do to an adult who is not accountable for their own actions.

Play the game, pay the consequences... She played the odds and lost... but because of you, she has no idea she lost...

Everyone has decisions... they must be weighed against possible consequences... Too bad your daughter learned the wrong lesson.

My spouse would rip my head off if I did what you did... and I'd help...
 
My 18 year old skidded on a rain soaked road and went off the road the other day in his new to him 08 Subaru Impreza. Did 3K in damage which is not alot these days? The first words out of his mouth were, I am going to pay for it and not turn it in on the insurance. So he will drive it until he can afford to fix it. By the way, he is also paying for his car working summers and winters while going to college. When he turned 18 we had the Responsibility Talk which can sometimes be an eye opener. How could a 33 year old go running to parents for a car issue? I can't understand that one. As parents our job is to teach our kids to be self supportive. :thumbsup:
 
Wow. Harsh.

First. .. I don't know about you guys, but insurance on my cars rarely covers the *full* cost of a replacement. But maybe because if I lose an '04, I would probably be in the market for an '08. . .

But the point of personal responsibility is legitimate. The question should be asked regarding how the "new car fund" coming along? It is a routine argument in my neck of the woods regarding the $10K I set aside every year into the car fund. The admiral continually wonders why I don't take capital expenses (like cars) out of (non-401K) retirement funds. Nobody on that side of the family understands the concept of saving. I just might take a home equity loan to buy the next car (My main ride is a '97 with 150K miles) -> just to stop this discussion.

Probably will borrow 2x the value of the car as a spending control measure. This is not as bad as it sounds (interest rates are low, I might not hit AMT deduction limitations for a few years, I hope to beat the interest payments with good investments)
 
I got a similar phone call this past May. It was my 23 year old son, someone t-boned him in the employee parking lot at work. He was fine, but his car had to be hauled off on a flat bed. He asked if he could go to the house to get the old car to borrow untill he could get another one. (I kept my wifes old explorer when we bought her new one to have an extra car around). Problem was, the keys were with us, on the boat, in New York City. We were moving our new to us boat from Stratford CT to Buffalo. I parked the old car at our marina in Buffalo so that when we got back to buffalo, we had a vehicle there to go home in, and I didn't want to leave the newer car sit there for 12 days, and he didn't know that. When he said, "well what am I going to do", I reminded him of our talks about growing up, being prepared, doing what you gotta do, and the old "when I was your age, I was married and your mother was pregnant with your sister" speech..figure it out.
He bummed rides, called a taxi twice, and managed to get by for the ten days it took for us to get back. Then I let him use it for about a month until he got another car.
He had only been out of the house on his own for a few months (not counting school) The next several days showed me that the admiral was starting to 'let go" of her baby. She never once mentioned stepping up our pace to get back sooner.
He has a nicer, newer vehicle now.. and carries rental on his insurance. :thumbsup:
 
kpetry said:
Wayne - I've appreciated and enjoyed your comments here on the board, so I MEAN NO DISRESPECT HERE! But, based on the limited amount of information I see in your paragraph, I deduce the following:

You have a 33 year old daughter here with minimal, or no insurance, hence no ability to replace her car on her own - bad decision on her part. Don't tell me she can't afford insurance - what she REALLY can't afford is to replace her own car. Insurance is just another operating cost. If one chooses to cut corners here, one assumes the downside risk.
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What I deduce from Waynes previous post is that hes is sitting on some money. Wayne, didnt a friend recenctly ask for 25K to buy a boat? Anyway its your money spend it as you feel.
Also, maybe the daughter car was old and only required liability.
 
Wayne's World said:
Well my 33yr old daughter Tracy
smile.gif
smashed her car yesterday. She called me crying saying. She didn't know how she was going to afford another car. So what do most Dads do to help their kids in need. Yep you guessed it !!. She drove away 40mins ago with my new to me 2004 ford focus that i got FRIDAY. :smt089. Merry Christmas Tracy enjoy your present.
wub.gif
...... Well back to car hunting.
hammer.gif
Click to expand...

At least you didn't give her your Quad
 
a friend recently ask for 25K
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He punk'd me as a joke :grin:.
maybe the daughters car was old and only required liability.
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Yes it was and did.
She knew exactly what to do - CALL DADDY. I would venture to guess she has done this on previous occasions. She played you just like a fiddle.
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NOPE she has never asked me for a dime !! I gave her the car because i LOVE her and she's still my little girl to me.:smt001 . Tracy & her husband Shane work really hard they're not slackers :smt038. They have a house to paid for and have 2 kids. So why not help them in these hard times. Its only money i can't take it with me !!.
 
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mwph said:
I hate when that happens. If it makes you feel any better, You made a better decision than I did when I was faced with a similar situation.
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He made a great decision because he got rid of that Fucus! :smt043

Sorry Wayne, had to!

Doug
 
Wow... c'mon guys- Wayne doesn't need a lecture on how to handle a relationship with his adult daughter. Methinks there's alot of uncalled for judging going on here.

You sound like a great father who loves his daughter. I hope she appreciates what she has.
 
tobnpr said:
Wow... c'mon guys- Wayne doesn't need a lecture on how to handle a relationship with his adult daughter. Methinks there's alot of uncalled for judging going on here.
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News break!That's what you get when you air your personal business on an open forum like CSR. Wayne seems to enjoy doing that type of thing. If he didn't want to hear other member's opinion's, why bring it up by starting a thread?
 
That's what you get when you air your personal business on an open forum
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I'm not upset at anyone :smt001. I tell you guys things because, I'm not afraid to say whats going on in my life !!. As i said before, I have nothing to hide. If i can help my kids out I will. :smt001
 
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