An Investment Thread

mrsrobinson

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Mar 9, 2006
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Virginia
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Well, here you go. Other than dollar-cost averaging with my 401k I'm not buying individual stocks right now. l did sell a couple of dogs at the end of the year to write off. I probably have more in cash than I should. 4% rates feel safe for me right now though.
 
Warren Buffett told me to buy what I know. I've done well when I follow that. Good example is Square. I kept seeing the product in small business shops I go to, for example the local coffee shop. Then my dads wife started using it to sell her art. I work in IT, it made sense to me So I bought a lot of it in 2018. I paniced and sold on a big dip, up well over 100%. It continued to rise after I sold
I should have held it.

I buy groceries from Kroger. Purchased a lot years ago. I get my drugs at CVS, same. Bought Coke, Ford and Bank of America on a dip when I saw how much Buffet owned, it made sense to me. Bought Starbucks when I started hanging out at coffee shops. Bought AMD when I saw Intel struggling, recently sold all Intel. I own a ton of Apple though I'm an Android user. Too many folks love their Apple stuff to not buy it
 
I kept $50k in cash, money market account making .001% or whatever the stupid amount was that was being earned in interest, portfolio was up 300% and I took $25k and put it into a supposed solid index fund to cover my exposure to inflation and quickly lost over 20%... Today I'm down $230k, but my wife reminds me if I don't sell I don't lose anything Please say hi to me when I greet you at the entrance to Walmart
 
I kept $50k in cash, money market account making .001% or whatever the stupid amount was that was being earned in interest, portfolio was up 300% and I took $25k and put it into a supposed solid index fund to cover my exposure to inflation and quickly lost over 20%... Today I'm down $230k, but my wife reminds me if I don't sell I don't lose anything Please say hi to me when I greet you at the entrance to Walmart
Ha, I did something similar buying my first ETF about a year ago. I'm down but not selling. We can take breaks together, I'll be a cashier at self checkout...
 
I kept $50k in cash, money market account making .001% or whatever the stupid amount was that was being earned in interest, portfolio was up 300% and I took $25k and put it into a supposed solid index fund to cover my exposure to inflation and quickly lost over 20%... Today I'm down $230k, but my wife reminds me if I don't sell I don't lose anything Please say hi to me when I greet you at the entrance to Walmart

What your better half says about not winning or losing anything till you sell is the very first piece of investing advise I ever got. I've 'tried' live by it and temper it with "Why did you buy it and is the reason you bought it still valid?"

I only invest in ETF's now. I know could miss out on some big happenings but I could also miss out on some big craterings.
I just don't have the time to do the requisite research I feel necessary for me to pick individual stocks. Figuring out if a sector is going to go up or down, at least to me seems easier to do.

Looking forward to watching this thread and thanks to mrsrobinson for firing it up.
 
The advantage of the ETF is you take away single stock risk. So when Tesla blows up, it doesn’t hurt as much. For investing, to me the idea is to adjust positions based on the market. Easy with a 401k, weekly deposits all in the market. As the market reaches its highs, take some off. Keep the new money going in to dollar cost average.

To have a little fun, keep some money aside to invest in stocks you like.
 
In my 401k I’m invested in an ETF that’s paying good interest.

Last year I took out 100K and invested in a Roth. Its value is down about 14% BUT I invested mostly in stocks that generate income and 1 ETF that has historically done well.

A couple of REITS, ARR, AGNC, HNDL. These pay out monthly.

A couple of mining stocks (thanks GFC) VALE and RIO that pay out quarterly.

Then for kicks I have a little Boeing, Microsoft and Apple. I bought the Boeing at about $140 and it’s over $200 right now.

I cannot touch the Roth until 2026 so I’m just letting it ride.

Based on current cost, the ETF generated 24.4% dividends.

The other funds generated an average of 14.4%.

I’m pretty happy with it right now.
 
I do have some data on who among us can be trusted :) Roll on back to the Covid Stock Challenge 2020.

We've got 4 members that have lost money on their pick and only 2 that have come out "substantially" ahead. Overall the CSR collective is still beating the S&P 500 though!
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@Steve S which ETF are you using for your 401k? I bought into vanguard VTI a little over a year ago. It's down about 11% but the monthly dividends are very nice.
 
@Steve S which ETF are you using for your 401k? I bought into vanguard VTI a little over a year ago. It's down about 11% but the monthly dividends are very nice.
We just changed fund managers to Fidelity from another company. Right now I’m in the Freedom Fund for my age group.
With the old company I was in a number of funds ( which escapes me at the moment). But I invested in the one fund in my Roth.
 

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