420DA accident

Skip

Well-Known Member
Oct 5, 2006
1,085
Potomac River/Chesapeake Bay
Boat Info
07 58 DB
Truly Blessed IV

2010 Nautica 12' RIB, 40HP Yamaha
Engines
MAN CRM 900s
Had some excitement at our Marina, in our slip, on Tuesday evening--we were aboard the 420, planning to spend the night, when a transient sailboat under power entered the Marina, attempted to stand off the fuel dock, put the ragbote in reverse, and backed right into my plow anchor at ~4 knots SOG. Truly Blessed II was just sitting in the slip, secured, minding her own business...

First, and most importantly, my wife and kids were not hurt. They were in the cabin watching a movie when the boat hit us. My wife said it was quiote loud, and the 420 was shoved back hard against her spring lines. I was at the local Domino's picking up dinner when the accident happened; thank God Kris and the boys were not hurt. Had they been up and moving around at impact they could have been tossed into a bulkhead or galley counter.

The impact bent my plow anchor, dinged up the gelcoat under the anchor chute, and (I think) damaged the anchor chute such that it will need to (at least) be rebedded. Dingdd my rub rail as well. I saw no obvious bending or other deformation on the anchor chute itself, but I can't see any gelcoat damage underneath until the chute comes off. The backing plates in the anchor locker under the anchor chute appear to be displaced--not a good sign. My slipmate saw the whole thing and wrote out a statement. Ragbote skipper (with no insurance on the boat) was maneuvering astern under power, but she was facing her bow. Incredible.
I have Frank W on speed dial, and he gave me some solid advice on how to handle this.

I took digital photos of the entire area, exchanged info with the ragbote owner, and then filed a report with the Maryland Department of Natural Resources, which has jurisdiction over the Potomac, even though my Marina is at a Marine Corps Facility.

The steps I took, in approximate order:

1. Sprinted down the dock with two pizzas in hand when I saw the ragbote hard against the bow of the 420 and my wife on the foredeck looking really pissed off.
2. Made sure nobody was injured.
3. Exchanged information with the ragbote owner and directed them to a vacant slip.
4. Took digital photos of the damage to my boat. Asked my slip mates to write out statements describing the accident.
5. Met the ragbote skipper as she was coming back to check on my boat and took her thorugh each photo, explaining the damage that I saw.
6. Called the Quantico Town Police (not their jurisdiction)
7. Called the Marine Corps Base Quantico Military Police (not their jurisdiction)
8. Called the USCG Washington DC district (not their jurisdiction, but the USCG directed me to the Virginia Marine Police, who said (wait for it.....not their jursidiction)
9. Called the Maryland State Police (not their jurisdiction) BUT..they put me in touch with the maryland Department of Natural Resources Police, who said yup, this ugly baby is ours.
10. Filed a report with the desk officer. While on hold with the various echelons of our bureaucracy, I jotted down notes about the accident, including time, location, estimated damage, etc. I kept a running log of who I spoke with and at what time.
11. I then called the number on the ragbote owner's business card to ensure that I did not get a bogus contact. The card is accurate.
12. Did a short huddle with my wife afterwards. OUr hard and fast rule is that when the kids (3 and 6 years old) are in the cabin with life jackets off the cabin door is secured and an adult is with them. In her haste to get to the bow my wife secured the hatch, but left the kids alone without life jackets. Neither boy swims well. We were lucky that they stayed put where there Mom told them to. Lesson learned: Kids go into jackets, period, if the adult has to leave the cabin. Am I paranoid? Yes.

What I failed to do:
1. Get the home address and number for the ragbote skipper and the names of her crew.
2. Get the federal document number of the ragbote.
3. Take photos of the damage to the ragbote (the 420DA won--that plow anchor tore the hell out of the ragbote's transom..small consolation)

Next steps:

1. Called a local marine fiberglass pro to get an estimate on gel coat repairs, inspection of the entire bow area for any other damage, and rebedding of the anchor chute.

2. Frank advised me that a bent plow can't be heated and straightened, so I called my dealer today and the cost for a new plow for an 03 420DA is $225.

3. Followed up with the case officer from the Maryland Dept. of Natural Resources today. This guy was pretty smoked after all the water borne stupidity on the 4th, so I put the pissed off, aggrieved boat owner emotions away and treated this guy with the respect I would accord anybody in uniform. Lo and behold, he has 6 year old son just like me. We talked about kids movies (he had just taken his son to see Transformers) and I let drop how fortunate I am that the uninsured sailboter, who failed to maintain proper watch while maneuvering astern under power with no warning whistles, did not injure my kids.

Moment of humor: as I briefed the lady ragboter on the damage to my boat using the digital photos, she looked at me with a long sad face and said "well, I have no insurance, but I will do my best to make good on this"

Translation: "Yikes, this looks like it is going to be expensive, I don't have much in the way of disposable income, so I guess I better get the heck out of here"

The Maryland Department of Natural Resources Police were very interested in the lack of insurance aspect.

More to follow, but I wanted to share what I did and what I should have done better. SRO veterans will recall my post from last September, when, during TS Ernesto, the dilapidated POS 35' ragbote with dry rotted lines in the slip next to my 420 broke loose and gouged the gelcoat above the rub rail near the midships cleat on the starboard side of my boat.

I am convinced that ragboters have it out for me at this point.

Perhaps there is a target on my boat that only people who wear birkenstocks and think bathing is optional can see.

regards
Skip
 
That stinks. Glad everyone is ok though. That's all that matters in the end.
 
OUCH! Glad everyone is ok and it wasn't a hit and run.
 
My personal opinion is that we live in an overly litigous society--just my .02;

I am not a big fan of lawsuits. Having said that, I would/will go after her if she fails to live up to her responsibility.

Not sure how I'd have reacted if my wife or kids got hurt. Probably not very rationally.

Pizza was great.
 
Skip, glad the wife and kids are ok. Just proves that no one is safe anywhere there is a ragboat present. Sounds like you did about everything you could have done given the circumstances. Kudos for keeping your cool as I would have probably lost it seeing the damage to my boat, and squeezed off a couple of warning shots through the blowboats' hull. Sounds like most of the damage is cosmetic with the exception of the anchor which can easily be replaced. I'll keep a good thought that this lady makes good on her willingness to make amends.

Joe
 
Skip said:
My personal opinion is that we live in an overly litigous society--just my .02;

I am not a big fan of lawsuits. Having said that, I would/will go after her if she fails to live up to her responsibility.

Not sure how I'd have reacted if my wife or kids got hurt. Probably not very rationally.

Pizza was great.

yea i figured that.. i have a very short temper and i get anxiety fast.. like if i was you and she lost contact didnt answer the phone.. im the guy who would be waiting outside her door and wait for her to come home (not for violence) but to approach her and get a check for the rapairs right there.. im sicilian so i have a short fuse and hard temper... thank god for xanex :grin:
 
Skip...........sorry to hear about this incident and glad to hear no one was hurt.

Would it also be prudent for you to contact your own insurance company in this situation?

Dave
 
Skip,

Sorry to hear about your trouble but glad to hear everyone is ok. If you had Frank W on the phone I am sure everything was handled correctly. That said I am with Dave S on this one if you think the damage could be more than you would be willing to pay out of pocket I would go ahead and notify your insurance company as a report only at this time (if you have not done so). There is usually a part in the policy called insureds responsibility which states you must notify the insurance company within a responible time of claim so that they can investigate / handle the claim. Without doing so can give the insurance company a reason to deny the claim.

Wesley
 
Skip-
The gang is O.K. that is great! General consensus is you handled this incident better than most of us and by your actions you still had a clear head about your self. I see by not getting her personal address you acted with a lot of faith in people. On a fanacial note My cup is always half full and I believe in giving people chances. Should she try to duck this one, a quick small claims can garnish her wage with minimal time and effort on your end. With your documentation I believe she has no chance.

Off topic- When my kids became motor vehicle operators we tossed a pencil case with paper, pen, a what to do list, and a disposable camera in the glove box. After reading this I'll be making one up for the boat!

Keep the Faith Man!

Mike
 
This is why Skip is on MY speed dial...

Sorry to hear about your "adventure", but man am I impressed with your cool under fire. I would have lost it I think. Glad everyone is ok.

-CJ
 
Skip:

I'm glad to hear that no one was hurt......As stated above, I will also be making a list of what to do in a similar situation.

A little side story. This must have been ragbote weekend. We were at Farley State Marina in Atlantic City this past weekend. A 28 foot ragbote was getting ready to leave. Onboard were the skipper and his wife (mid 50's). My traveling companion and I always give folks a hand when we see a vessel either coming into or leaving a slip. This ragger was bow into his slip. We had all his lines off and my buddy was holding his starboard rail and I had the Bow rail. The skipper looked behind himself and put it in gear....the only problem, he put it in foward. I started to shout...."the other reverse!!!" The skipper got nervous and gave it more gas, and the bow kept coming at me, and also knocked over the fire hose station on the dock. He then slammed in reverse, but it was too late, as he hit the piling behind. The sail boat ended up sideways in a double wide slip. Must have been the nearly full moon.....

Anyway, I hope the pizza was good........but Dominio's........ :smt018 ...I sure hope they have some Real Pizza in the BIH area.... :grin:
 
Sorry to hear of your clamity!

I'm sorry for you and your family having such a dangerous event accent your holiday. Ylour family being shook up but uninjured is a blessing.

Given you didn't get the boat details, it would be a good idea to pursue that as early as possible. If you're on holiday, maybe your attorney can handle this? In the end the sailboat is the financially responsible party and you may have to seek restitution from the boat, which could involve having the boat arrested and held by authorities for settlement of damages. If the boat does not have sufficient resources, given the lack of insurance, you can have it sold for damages. Your family attorney can find a suitable admiralty Law Attorney as these matters are a very specialized area of law.

Don't hesitate in seeking restitution from the boat and skipper as your economic loss will probably exceed the deductible on your hull insurance and the bad news is if you make claim from your hull policy the rascals will more than likely raise your rates for years to come.

Have a great weekend and still enjoy your family time.
 
Dave,
I have not contacted NBOA yet. Perhaps I should. On big boats the deductible is usally a % of the total insured value. I think mine is in the 5% range; given that, you need to do around 15-20K damage to get above your deductible. Based on this I dismissed calling NBOA. I guess I ought to rethink that.

regards
Skip
 
I just noticed the change in your signature Skip.............are we a little bit paranoid now? :grin: :grin: :grin:
 
Dave S

Skip wouldn't be so paranoid if everyone wasn't out to get him !! :smt043 .

Skip, Take the target off the bow pulpit !!! M :grin:

It might not be a bad idea to just inform your insurance company of the accident. I'm sure its not the case but somewhere down the line if you find some hidden damage caused by the blowbote.....you are on record as having reported it.

Starting to get excited (well..... as excited as I get) about BIH !! :thumbsup:
 
Skip - Glad everyone is ok, that must have been some kinda sound inside that cabin. Your incident reminds me that we should all have an outline of what needs done in the event of a crash. Keeping a cool head would have to be No. 1 & 2 on my list. Good job keeping yours :thumbsup:

It sucks when somone else bends your stuff. I think it is insane to be without insurance...maybe you could retro-fit your anchor chute to accomodate a big industrial pogo stick when you are tied in the slip :grin:

Glad to hear the 420 is a fighter!
 
Kind of had the same thing happen to me on the 4th. Small stingray cruiser, new, FULL of people all sitting on one side of the boat. Pooring rain out, I mean pooring. They decided to head out anyways to go see some fireworks. I'm sitting on my boat enjoying a glass of wine watching as the listing stingray pulls out of the slip like he's trying to pull up a skier. Cranks the wheel port and is sliding right towards me. I run out to my finger in the pooring rain but my bow it sticking out too far to catch his boat. Right into my anchor.... His boat skips across my anchor, ding, ding, ding, leaving nice deep scrapes with each hit. Another ding in my anchor but nothing worth jumping up and down about.

Sorry to hear yours had a much bigger hit. I'm thinking of putting kill decals on the side of my anchor like the fighter pilots have. I wonder if they make an anchor bumper?
 

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