Boat insurance; again

I guess I’m in the SF boat. They have ‘all’ of our insurance and we’ve been with them for almost 30 years. What a PIA to shop around tho….
Find an insurance broker, not an agent (big difference in fiduciary responsibility) and give them an copy of your State Farm policy. They will give you options. No PITA.
 
My grandpa ran over grandma in the parking lot…. Crazy story ….. cops came and accused him of trying to kill her…. It was crazy….. but grandma was a mess and they had State Farm for something like 50 years. State Farm wouldn’t pay out ……. It took us 2 lawyers to get any money out of them to take care of grandma….. grandpa died a year later and State Farm paid for a care center until grandma died….. every year State Farm stopped paying and we would have to get the lawyers back on it….. it was crimminal
That's funny....kinda. A similar thing happened to my parents. They were driving along and came upon an accident. A truck carrying a load of lettuce had crashed, heads of lettuce scattered all over. They stopped to pick up some free lettuce, my Dad was driving. My Mother got out of her door and bent over to pick up some lettuce and for some reason my Dad put the vehicle in reverse. The door was open, hit my Ma and knocked her down. Luckily Dad heard her holler and stopped just before the front tire was going over her leg. She got a scraped up elbow and no lettuce.
 
Is anybody noticing that insurance companies are giving up on writing policies for boats over 50' or more than 20 years old ?

Yes the 20yr thing has bitten me a few times. There are a select few that will insure 20+ yrs.
 

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