Who are you insured with and what's your rate?

30 year old boat here

State Farm.
Agreed 25k
loads of experience
$650/yr
 
Spark600 said:
Ok I got it, I will just carry liability with my carrier and then I will open a new account with my financial guy and put the difference from the policy in there.
This will work I like it, I am going to look into this.
Thanks ttmott

I did this with my life insurance ( Flex V ) years ago as per my financial guy and it worked out well as I have more money in the account now then if I left it in the Flex V
Click to expand...
The risk here is not necessarily you as the captain but someone else or the "big guy". Obviously, the big guy won't carry a policy that covers your boat but possibly another boat doing damage will - possibly.... You own the risk..
 
Got a quote from NBOA. $300 cheaper than Geico with no fuel spill coverage and a much higher deductible. Looks like better towing also.I'm staying put.
 
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