If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?

If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?

  • Absolutely, cannot live without my boat.

    Votes: 68 66.7%

  • Probably, but it would be hard to sink that much money again.

    Votes: 20 19.6%

  • Probably not, life has changed and do not want to start over again.

    Votes: 10 9.8%

  • No Way, show me the money, we are taking it and moving on.

    Votes: 4 3.9%
  • Total voters
    102
Creekwood said:
I have heard such a rumor. Could be urban myth.
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Nope. It's an old wives tale. Or maybe I should say an ex-wife's tale started by my first wife when I wanted to upsize. Went from a 20' bowrider to a 330DA. Lots of room on the 330DA without her on board.

Actually, I replaced my first 330 with another almost exactly like it when I was hit on the river by a BUI boater one night. I liked it so much I bought another just like it within 45 days.

Now, no way I'd replace Beachcomber. I'd be movin' on to other pastures in the form of a motor home.
 
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Gofirstclass said:
Nope. It's an old wives tale. Or maybe I should say an ex-wife's tale started by my first wife when I wanted to upsize. Went from a 20' bowrider to a 330DA. Lots of room on the 330DA without her on board.

Actually, I replace my first 330 with another almost exactly like it when I was hit on the river by a BUI boater one night. I liked it so much I bought another just like it within 45 days.

Now, no way I'd replace Beachcomber. I'd be movin' on to other pastures in the form of a motor home.
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Now this is living the whole thing, did replace, now would not.

MM
 
yes--this is exactly what I did. My 1989 390ec took a hit and was totaled by insurance co. Was paid back enough to move up one year and 3models larger, went into y 1990 420 sd, with enough left to buy all new canvas and camper back enclosure.
 
If it happened now, I'd probably take a hiatus until my kids are out of college, then I'd pay cash for one.
 
Bigger with bigger motor than the stock motor.
 
For a younger person planning retirement it is the dumbest purchase I’ve ever made. From a family perspective it’s the best purchase.

Today it is 0F/-17C. Ask me again in April when my waterway is measured in feet deep instead of inches thick.
 
Given that mine's on the market in hopes of getting into something else, I'd like information on where I might be able to find this catastrophe. :)
 
LUnaCY said:
For a younger person planning retirement it is the dumbest purchase I’ve ever made. From a family perspective it’s the best purchase.

Today it is 0F/-17C. Ask me again in April when my waterway is measured in feet deep instead of inches thick.
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You are in MN. Your ice is measured in feet thick!
 
LUnaCY said:
For a younger person planning retirement it is the dumbest purchase I’ve ever made. From a family perspective it’s the best purchase.

Today it is 0F/-17C. Ask me again in April when my waterway is measured in feet deep instead of inches thick.
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Did you ever meet a "younger person" that actually planned for retirement? I know I didn't. You start to accumulate $ after the kids leave the nest.

Regardless, when we were "young" we took the kids boating every chance we got. They brought friends along as well. All of those boater kids turned out just fine and became responsible adults and professionals to boot.

Some guys without a boat spent their time drinking beer at a football game with their buddies, while the family did whatever. We took the kids fishing (and drank beer too.....LOL).

We live in Western NY. The Mighty Niagara never freezes, but Lake Erie does. Odd year this year. No ice at all. The ice fishermen must be mad.

Now having said that, we are in the midst of a storm that tracked across the whole country. Wouldn't you know it - today is the Local Annual Fishing Extravaganza at the Convention Center. Seminars from pros all over the Country. Can't get there because of a State-of-Emergency that closed the roads. Oh well, I knew it all already...LOL.
 
FastMarkA said:
Given that mine's on the market in hopes of getting into something else, I'd like information on where I might be able to find this catastrophe. :)
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My very first boat (my pride and joy) was destroyed in an auto accident. Even though I made my investment back in triple and got a brand new boat to boot, believe me you don't want to go there. I realize your comment was TIC, so take my comment with a grain of salt. Its just after 51 years it still hurts a little.
 
GypsmJim said:
Did you ever meet a "younger person" that actually planned for retirement? I know I didn't. You start to accumulate $ after the kids leave the nest.

Regardless, when we were "young" we took the kids boating every chance we got. They brought friends along as well. All of those boater kids turned out just fine and became responsible adults and professionals to boot.

Some guys without a boat spent their time drinking beer at a football game with their buddies, while the family did whatever. We took the kids fishing (and drank beer too.....LOL).

We live in Western NY. The Mighty Niagara never freezes, but Lake Erie does. Odd year this year. No ice at all. The ice fishermen must be mad.

Now having said that, we are in the midst of a storm that tracked across the whole country. Wouldn't you know it - today is the Local Annual Fishing Extravaganza at the Convention Center. Seminars from pros all over the Country. Can't get there because of a State-of-Emergency that closed the roads. Oh well, I knew it all already...LOL.
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We were the opposite. Married and had kids later. I was 43 for the first and 46 for the second when mine were born. Some of my friends kids are almost old enough to be my kids parents.
While there have been many times I wish I had them when I was younger, the one big benefit that came of it is that I was pretty well established and on my way to a fairly comfortable retirement when they came along.
Oddly enough, to my surprise, I wasn’t the oldest dad when my kids went to school. Just the oldest one on his first set of kids.
 
There’s no way my insurance would pay out what I feel the boat was worth. And I refuse to ever have a boat payment. So due to current boat prices and sheer economics, I wouldn’t be able to get back in at the same level I was forced out. I’d probably change my entire boating paradigm and get a smaller dayboat.
 
Z-Worthy said:
There’s no way my insurance would pay out what I feel the boat was worth. And I refuse to ever have a boat payment. So due to current boat prices and sheer economics, I wouldn’t be able to get back in at the same level I was forced out. I’d probably change my entire boating paradigm and get a smaller dayboat.
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Originally with a new boat I had awesome insurance. Lots of caveats. though. The price was very low, but the boat couldn't be over 10 years old. At the 10 year level they canceled me on the "value" policy. Now I had to get an appraisal. The insurance price went up, of course, but it was now for an agreed value, which was the appraisal value. Twenty five years later I still had an agreed value at that 25 year old appraisal. When my insurance agent died I looked elsewhere and could come no where near the premium on my "agreed value" policy. Other companies would still insure me at what I thought it was worth.

The point is....insure your boat for what you "feel" its worth and if the catastrophe occurs, you'll be just fine.
 
If check was in hand, I would probably be looking for a 20-21 foot sundeck with outboards as an upgrade. Kids miss the bowrider, wife does not miss the cathedral hull so would have to be V-hull, and I prefer outboards. Be nice to get away from 2-stroke into 4-stroke, but I doubt my trailblazer can pull much more than my current 1994 200OVOB.
 
This is a an active boating group so I expected the majority would stay in boating and get another, but 86% was higher than I expected.

MM
 
I didn't have a boat destroyed but sold my cruiser and bought a motorhome and trailer boat as an alternative. While I enjoyed touring in the motorhome and got on the water several times in the Crestliner, it didn't fill the need the "marina life" seems to satisfy for me. Here I am three years later with the keys to my 330DA. It actually took less than a year of RV life to begin looking for this boat and I expect to stay in the game until I am no longer able to enjoy the boat. On the plus side, I now own a sport cruiser, a Crestliner fishing boat and a motorhome. The recreation options are endless.
 
think about this,,,,, if you are on this site (daily) then you are addicted! those of us that go here as we drink our morning coffee would never go without. we just can't. oh well!! back to looking at boats!!!!
 
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