If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?

If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?


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    102

MonacoMike

Well-Known Member
Sep 15, 2009
14,721
Indiana lakes and Lake Michigan
Boat Info
2000 Cruisers 3870
8.2 Mercs
Engines
85 Sea Ray Monaco 197
260hp Alpha 1
If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?

If you had that check in your hands, to cash, are you putting it back into another boat?

MM
 
100%. We bought our '98 400DA last spring, and it has been perfect for us. If destroyed I would replace it tomorrow without thinking twice or looking at anything else.

Edit: In fact, I wouldn't even have to shop. I know that there is a well maintained 400DA lurking about these pages looking for a buyer.
 
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For me it is "probably not" because other "things" might have been lost in the catastrophe as well. For example, where we live, the likelihood of losing the boat without also losing the much or all of the house & its contents is remote. As the boat goes, so goes the house, so to speak.

Also probably not even if just the boat itself was lost -- sunk, burned up, ran on a reef, etc. I'd take that as a sign it was time to move on. Perhaps buy a land yacht. Just kidding.
 
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If Your Boat Was Destroyed In A Catastrophe, Would You Replace It?

If you had that check in your hands, to cash, are you putting it back into another boat?

MM
Yes - and use it as an excuse to go bigger
 
1000% it happened to me in hurricane sandy got the check traded up 4 months later
 
Totally depends..

If I was on the boat when this catastrophic event happened, maybe not.

If I was sitting home in Texas, oh yeah baby double down.
 
Yes but......
Might change models? No burning desire to change but not sure if I would go up size or down.
 
I currently own 4 boats. If any were lost they would be replaced in like kind. I started boating when I was 4 (years old). I got my own boat when I was 19 - even before I owned a car. If the day comes that I can't have a boat, I will either be heading to the nursing home or the cemetery. Boating really is NOT a life or death scenario......It's more important than that.
 
Would definitely be getting into another. Guessing I would be taking a big hit though considering what the insurance companies would be willing to pay for a 39 year old boat....
 
Would definitely be getting into another. Guessing I would be taking a big hit though considering what the insurance companies would be willing to pay for a 39 year old boat....
Last Summer we sold our 1984 boat. It was better than pristine and had all maintenance items up to date 100%. I also had a recent appraisal. We sold her in 3 days to the first customer. I bought the boat new and even after 35 years I got more money back than I paid.

Age doesn't matter. The appraisal is what counts.
 
Last Summer we sold our 1984 boat. It was better than pristine and had all maintenance items up to date 100%. I also had a recent appraisal. We sold her in 3 days to the first customer. I bought the boat new and even after 35 years I got more money back than I paid.

Age doesn't matter. The appraisal is what counts.
Agreed. We bought our 1986 250DA in June 2015 for $8800. We put $2000 in canvas and probably another $2000 or so in other upgrades. Used it 3 years and sold it to the 2nd person that looked at it for $10,500. We had an agreed upon value insurance policy for $10,000. Boat was in excellent condition.
 
I took an unplanned 14 year hiatus from boating. Kept wanting to get back in and ran across a 270 DA that is just waiting for spring. If something happens to it, I am not waiting another 14 years. But I'll be looking for more beam, a 280 or 300.
 

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