Towing at near max for your truck

So you have no proof. You are just an internet bully that would not have the balls to say that to any man in person. Clear enough.
Mike you are such a daft f*kker and I would definitely say that to your face in a crowd. Bring it on Puss.

However because you clearly have an intellectual handicap:

The heavier the tow vehicles and trailers are, the harder they are to stop and the more force they have when striking a car, a person or another object. Overloads also mean more wear and tear on equipment, increasing the possibility that a truck or trailer causes an accident by breaking down or blowing a tire.

Filing a Negligence Claim Against a Driver
A driver that allows a vehicle to be operated with loads beyond the mandatory limits is legally responsible for any accidents that result. This is true whether an overload caused the equipment to fail or the weight of the overloaded vehicle made the accident more severe.
In most cases, an accident victim can hold a defendant liable for an accident based on the theory of negligence. In order to prove negligence, the injured person (the plaintiff ) has to show that the person or entity being sued (the defendant) breached what the law calls a “duty of care” that was owed to the plaintiff. Drivers of tow vehicles have a responsibility to adhere to all federal and state regulations as well as taking reasonable precautions when loading and securing trailers and operating their vehicles. Thus, a breach of the duty of care happens when a truck driver carelessly allows a trailer to be overloaded or decides to further break the regulations by exceeding the towing capacity of the truck. In these instances an investigation will readily prove that the negligent overloading or other careless behavior was the direct cause of the accident. This will always result in any insurance claims presented by the defendant being denied. In the event of a resulting death, the defendant may face criminal charges, as well. Once this has been proven, the victim can present to the Court any quantifiable damages that were sustained as a result of the accident. These can range from economic costs, like damaged property repairs or replacement, hospital bills and missed wages, to more subjective types of damages like pain and suffering.

Because fact does not influence your opinion, forward this to your lawyer for verification.
 

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Wow. How CSR has fallen compared to what it was…
Fallen? Because not everyone will suck up your toxic nonsense any longer? I'm normally polite and kind to the handicapped but you are an insufferable moron, (in full display through your recent posts). Now you are a demonstrated cry-baby, as well. I put up (you asked for it) now you shut up, Mike.
 
Fallen? Because not everyone will suck up your toxic nonsense any longer? I'm normally polite and kind to the handicapped but you are an insufferable moron, (in full display through your recent posts). Now you are a demonstrated cry-baby, as well. I put up (you asked for it) now you shut up, Mike.

Fallen because of the likes of you. This was a better place before you got here.
 
Insurers "get out of" any claim where the insured is in breach. All insurance policies demand that you must comply with the laws and the contract conditions. Trucks and trailers have maximum load limits dictated by the manufacturers. Law in all jurisdictions and the insurance contract requires you to conform to these limits. If you exceeded them without issue, no harm, no foul.

However, you have an accident, oops. You broke the law and breached the conditions for insurance. No coverage for you and you will likely suffer in court, especially if your negligence caused injury. The insurance company will not defend you. Is that clear enough, Mike?


Following your logic....You are speeding and in an accident, then they won't cover loss.

Completely wrong.
 
So, following the spirited debate here and the friendliness with which it is delivered, I asked my insurance agent. The answer is:
"my personal take on it so long as it is not considered a wide load needing special permits, I feel the insurance company would pay. I see people all day long hauling things that their vehicle weight is not rated for. AKA campers all the time.
(husband) and I coming home from Menards a week ago had too heavy of a load on our trailer so we took the back roads at 40 - 45 mph all the way home otherwise the trailer starting swaying too much."
 
So, following the spirited debate here and the friendliness with which it is delivered, I asked my insurance agent. The answer is:
"my personal take on it so long as it is not considered a wide load needing special permits, I feel the insurance company would pay. I see people all day long hauling things that their vehicle weight is not rated for. AKA campers all the time.
(husband) and I coming home from Menards a week ago had too heavy of a load on our trailer so we took the back roads at 40 - 45 mph all the way home otherwise the trailer starting swaying too much."
Very common to see this…
 
How 'bout drunk drivers? Every one I know of was covered when they smashed their cars. Some were cancelled after but not all of them.

My Uncle was a State Farm Agent. One of the insured wrecked his car. The guys girlfriend had started handling his pecker while he was driving. He let go of the steering wheel to play with her titties and ran off the road.:cool: On the accident report they called it reckless driving. State Farm covered it.
 
You be you, Tim. Stick with stupidity. They say it cannot be fixed.

See above! Last time I checked, drunk driving accidents are covered by insurers...

Maybe it's different north of the border?
 
See above! Last time I checked, drunk driving accidents are covered by insurers...
Maybe it's different north of the border?

That may be true., F.C. The legal info supplied came from a U.S. source, though. What suprises me is that, like teen-agers, several mature men here seem to be claiming that negligent and irresponsible behaviour is okay because "...it's covered by insurers." You hurt someone or kill someone through your negligent action and it's okay? Even if the insurer comes through, when the guy now in a wheelchair successfully sues you beyond your liability limit, now what?
 
See above! Last time I checked, drunk driving accidents are covered by insurers...

Actually, I had a policy for many years that it was stipulated, for a substantial discount, that if I had an accident for DD they paid all claims including any lease or loans on my vehicle but I would not get any equity I had. If they did not cover DD in the first place that would have been redundant…
 
Breaking the law impacts insurance coverage? Laughable. Shoot, if you want some easy reading on how foolish a position this would be to take - google "Michigan No Fault Insurance". There's no clearer example of the decoupling of liability (the at fault person who broke the law and/or had an equipment malfunction) and coverage for losses.

This whole internet thing is going to be the end of us, people.
 
That may be true., F.C. The legal info supplied came from a U.S. source, though. What suprises me is that, like teen-agers, several mature men here seem to be claiming that negligent and irresponsible behaviour is okay because "...it's covered by insurers." You hurt someone or kill someone through your negligent action and it's okay? Even if the insurer comes through, when the guy now in a wheelchair successfully sues you beyond your liability limit, now what?

When did they say it was ok!? And no no no, you cannot go back on the position you've fought so hard for....
 
Aluminum?
Yep. That's aluminum. You are probably closer to 1200-1300lbs. Should say on the sticker on the front of your trailer. Usually the model # contains the GVWR of the trailer. Like my model # is something like ****7225****. My GVWR is 7225lbs and I think it says right on that sticker that it weighs 1325lbs
 
I want to hear more about Woody’s story where he started to play with titties. Two hands, two tits, what was controlling the wheel?? Much more interesting!!!
 

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